Western Reserve Mutual Casualty 401(k) match, vesting and fees
What Western Reserve Mutual Casualty's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Schwab Retirement Plan Services,inc | Schedule C ↗ |
| Independent auditor | Clark, Schaefer, Hackeet & Co (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Western Reserve Mutual Casualty: employer contribution per participant | $5,589 | |
| Peer median | $2,868 |
| Western Reserve Mutual Casualty: average balance | $174,067 | |
| Peer median | $95,281 |
| Western Reserve Mutual Casualty: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $56.6M at the end of plan year 2021 to $62M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 357 | $62M | $2M | $5,589 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 352 | $53.5M | $1.1M | $3,084 | 0.12% | Not published | Form 5500 ↗ |
| 2022 | 326 | $45.4M | $1M | $3,177 | 0.11% | Not published | Form 5500 ↗ |
| 2021 | 321 | $56.6M | $1.6M | $5,047 | 0.10% | Not published | Form 5500 ↗ |
Other Western Reserve Mutual Casualty plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Western Reserve Group Voluntary Deferred Compensation Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Western Reserve Mutual Casualty match 401(k) contributions?
The match terms for the Western Reserve Group 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $2M in employer contributions, about $5,589 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Western Reserve Mutual Casualty 401(k) match vested?
The vesting schedule for the Western Reserve Group 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Western Reserve Mutual Casualty 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Schwab Retirement Plan Services,inc. The plan administrator is Western Reserve Mutual Casualty Company.
I left Western Reserve Mutual Casualty. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Western Reserve Mutual Casualty Company, (800) 362-0426) or the recordkeeper, Schwab Retirement Plan Services,inc. The Western Reserve Mutual Casualty old 401(k) page lists the contacts from every plan filing. Find an old Western Reserve Mutual Casualty 401(k)
Data from the public Form 5500 annual reports Western Reserve Mutual Casualty filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Western Reserve Mutual Casualty. Not financial advice. Report a correction · Methodology