Westfield Distributing (ND) 401(k) match, vesting and fees

Plan year 2025 filingAgi 401(k) Retirement Plan · Plan 002 · EIN 45-0458257Updated Oct 2026

What Westfield Distributing (ND)'s 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $2.2M in employer contributions, about $2,796 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$68,676
Average account balance
822
Participants (end of year)
$53M
Plan assets (end of year)
0.44%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperAlerus Financial, N.A.Schedule C ↗
Independent auditorEide Bailly (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 408 defined-contribution plans in manufacturing with 500 to 999 participants.

Westfield Distributing (ND): employer contribution per participant$2,796
Peer median$2,176
Westfield Distributing (ND): average balance$68,676
Peer median$86,901
Westfield Distributing (ND): admin expenses ÷ assets0.44%
Peer median0.16%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $27.1M at the end of plan year 2021 to $53M at the end of plan year 2025.

$27.1M2021$32.3M2022$42.7M2023$48.6M2024$53M2025
End-of-year figures from each plan year's Form 5500 filing for the Westfield Distributing (ND) plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025822$53M$2.2M$2,7960.44%Not publishedForm 5500 ↗
2024969$48.6M$2.6M$2,8550.40%Not publishedForm 5500 ↗
2023994$42.7M$2.6M$2,9180.46%Not publishedForm 5500 ↗
2022979$32.3M$2.2M$2,6220.41%Not publishedForm 5500 ↗
2021513$27.1M$777K$1,9220.31%Not publishedForm 5500 ↗

Common questions

Does Westfield Distributing (ND) match 401(k) contributions?

The match terms for the Agi 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $2.2M in employer contributions, about $2,796 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Westfield Distributing (ND) 401(k) match vested?

The vesting schedule for the Agi 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Westfield Distributing (ND) 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Alerus Financial, N.A.. The plan administrator is Westfield Distributing (Nd), Inc..

I left Westfield Distributing (ND). How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Westfield Distributing (Nd), Inc., (605) 332-3200) or the recordkeeper, Alerus Financial, N.A.. The Westfield Distributing (ND) old 401(k) page lists the contacts from every plan filing. Find an old Westfield Distributing (ND) 401(k)

Data from the public Form 5500 annual reports Westfield Distributing (ND) filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Westfield Distributing (ND). Not financial advice. Report a correction · Methodology