Whispering Pines Preschool 401(k) match, vesting and fees
What Whispering Pines Preschool's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Ins and Ann Co | Schedule C ↗ |
| Independent auditor | Cerini & Associates, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 2,134 defined-contribution plans in educational services with 100 to 499 participants.
| Whispering Pines Preschool: employer contribution per participant | $4,464 | |
| Peer median | $1,684 |
| Whispering Pines Preschool: average balance | $52,461 | |
| Peer median | $62,952 |
| Whispering Pines Preschool: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.9M at the end of plan year 2021 to $10.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 213 | $10.4M | $884K | $4,464 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 196 | $8.2M | $150K | $825 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 177 | $7M | $381K | $2,351 | 0.15% | Not published | Form 5500 ↗ |
| 2021 | 181 | $5.9M | $454K | $2,579 | 0.19% | Not published | Form 5500 ↗ |
Common questions
Does Whispering Pines Preschool match 401(k) contributions?
The match terms for the Whispering Pines Preschool, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $884K in employer contributions, about $4,464 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Whispering Pines Preschool 401(k) match vested?
The vesting schedule for the Whispering Pines Preschool, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Whispering Pines Preschool 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Voya Retirement Ins and Ann Co. The plan administrator is Whispering Pines Preschool, Inc..
I left Whispering Pines Preschool. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Whispering Pines Preschool, Inc., (518) 875-6724) or the recordkeeper, Voya Retirement Ins and Ann Co. The Whispering Pines Preschool old 401(k) page lists the contacts from every plan filing. Find an old Whispering Pines Preschool 401(k)
Data from the public Form 5500 annual reports Whispering Pines Preschool filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Whispering Pines Preschool. Not financial advice. Report a correction · Methodology