White Bay Holdings 401(k) match, vesting and fees
What White Bay Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Jpmorgan Invest Holdings | 2024 Schedule C ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 45,858 defined-contribution plans in manufacturing with fewer than 100 participants.
| White Bay Holdings: employer contribution per participant | $1,220 | |
| Peer median | $1,782 |
| White Bay Holdings: average balance | $98,425 | |
| Peer median | $63,221 |
| White Bay Holdings: admin expenses ÷ assets | 0.68% | |
| Peer median | 0.44% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $9M at the end of plan year 2021 to $3.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | $3.1M | $38K | $1,220 | 0.68% | Not published | 5500-SF ↗ |
| 2024 | 40 | $3M | $18K | $530 | 0.64% | Not published | Form 5500 ↗ |
| 2023 | 156 | $8.9M | $163K | $1,070 | 0.60% | Not published | Form 5500 ↗ |
| 2022 | 229 | $7.8M | $179K | $1,118 | 0.87% | Not published | Form 5500 ↗ |
| 2021 | 235 | $9M | $169K | $1,029 | 0.92% | Not published | Form 5500 ↗ |
Common questions
Does White Bay Holdings match 401(k) contributions?
The match terms for the White Bay Holdings Ltd. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $38K in employer contributions, about $1,220 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the White Bay Holdings 401(k) match vested?
The vesting schedule for the White Bay Holdings Ltd. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the White Bay Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Jpmorgan Invest Holdings. The plan administrator is White Bay Holdings Ltd..
I left White Bay Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (White Bay Holdings Ltd., (757) 777-2928) or the recordkeeper, Jpmorgan Invest Holdings. The White Bay Holdings old 401(k) page lists the contacts from every plan filing. Find an old White Bay Holdings 401(k)
Data from the public Form 5500 annual reports White Bay Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with White Bay Holdings. Not financial advice. Report a correction · Methodology