Willis Towers Watson US 401(k) match, vesting and fees

Plan year 2024 filingWillis Towers Watson Savings Plan for U.S. Employees · Plan 005 · EIN 53-0181291Updated Oct 2026

What Willis Towers Watson US' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $62.3M in employer contributions, about $2,616 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$187,706
Average account balance
25,378
Participants (end of year)
$4.5B
Plan assets (end of year)
0.05%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance CompanySchedule C ↗
Independent auditorDeloitte & Touche, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 93 defined-contribution plans in professional, scientific, and technical services with 10,000 to 49,999 participants.

Willis Towers Watson US: employer contribution per participant$2,616
Peer median$2,636
Willis Towers Watson US: average balance$187,706
Peer median$138,945
Willis Towers Watson US: admin expenses ÷ assets0.05%
Peer median0.05%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $4.5B at the end of plan year 2021 to $4.5B at the end of plan year 2024.

$4.5B2021$3.6B2022$4.1B2023$4.5B2024
End-of-year figures from each plan year's Form 5500 filing for the Willis Towers Watson US plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
202425,378$4.5B$62.3M$2,6160.05%Not publishedForm 5500 ↗
202325,967$4.1B$47.3M$1,9400.05%Not publishedForm 5500 ↗
202226,260$3.6B$51.8M$2,0860.04%Not publishedForm 5500 ↗
202123,017$4.5B$55.9M$2,5640.05%Not publishedForm 5500 ↗

Other Willis Towers Watson US plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Lifesight Pooled Employer Plan

Plan 101 · EIN 53-0181291 · plan year 2024 filing
$22,661
Average account balance
1,676
Participants (end of year)
$26.9M
Plan assets (end of year)
0.93%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTransamerica Retirement SolutionsSchedule C ↗
Independent auditorDeloitte & Touche, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

Willis Towers Watson Pension Plan for U.S. Employees

Plan 004 · EIN 53-0181291 · plan year 2024 filing
$107,258
Average account balance
26,467
Participants (end of year)
$2.8B
Plan assets (end of year)
0.29%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorDeloitte & Touche LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Willis Towers Watson US match 401(k) contributions?

The match terms for the Willis Towers Watson Savings Plan for U.S. Employees have not been published from its filing yet. The plan year 2024 filing reports $62.3M in employer contributions, about $2,616 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Willis Towers Watson US 401(k) match vested?

The vesting schedule for the Willis Towers Watson Savings Plan for U.S. Employees is not in the data published so far. Your Summary Plan Description states it.

Who manages the Willis Towers Watson US 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Willis Towers Watson US LLC.

I left Willis Towers Watson US. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Willis Towers Watson US LLC, (703) 258-8000) or the recordkeeper, Empower Annuity Insurance Company. The Willis Towers Watson US old 401(k) page lists the contacts from every plan filing. Find an old Willis Towers Watson US 401(k)

Data from the public Form 5500 annual reports Willis Towers Watson US filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Willis Towers Watson US. Not financial advice. Report a correction · Methodology