Woodruff Sawyer 401(k) match, vesting and fees
What Woodruff Sawyer's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 655 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Woodruff Sawyer: employer contribution per participant | $4,598 | |
| Peer median | $2,935 |
| Woodruff Sawyer: average balance | $188,141 | |
| Peer median | $92,770 |
| Woodruff Sawyer: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.15% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $133M at the end of plan year 2021 to $150M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 802 | $150M | $3.7M | $4,598 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 841 | $127M | $6.1M | $7,340 | 0.07% | Not published | Form 5500 ↗ |
| 2022 | 768 | $110M | $3M | $4,185 | 0.06% | Not published | Form 5500 ↗ |
| 2021 | 687 | $133M | $2.8M | $4,347 | 0.04% | Not published | Form 5500 ↗ |
Other Woodruff Sawyer plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Woodruff-Sawyer & Co. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Bdo USA P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Woodruff Sawyer match 401(k) contributions?
The match terms for the Woodruff-Sawyer & Co. Profit-Sharing and Pre-Tax Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $3.7M in employer contributions, about $4,598 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Woodruff Sawyer 401(k) match vested?
The vesting schedule for the Woodruff-Sawyer & Co. Profit-Sharing and Pre-Tax Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Woodruff Sawyer 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Woodruff Sawyer & Co..
I left Woodruff Sawyer. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Woodruff Sawyer & Co., (415) 391-2141) or the recordkeeper, Empower Annuity Insurance Company. The Woodruff Sawyer old 401(k) page lists the contacts from every plan filing. Find an old Woodruff Sawyer 401(k)
Data from the public Form 5500 annual reports Woodruff Sawyer filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Woodruff Sawyer. Not financial advice. Report a correction · Methodology