Find an old Xcel Energy 401(k)
Xcel Energy 401(k) Savings Plan
Xcel Energy Inc. · Plan 003 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. Human Resources Benefits Admin, 414 Nicollet Mall, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | The Vanguard Group, Inc. | Schedule C ↗ |
| Former employees with balances | 4,224 separated participants still had money in the plan | Form 5500 ↗ |
New Century Energies, Inc. Employees' Savings and Stock Ownership Plan for Bargaining Unit Employees and Former Non-Bargaining Unit Employee
Xcel Energy Inc. · Plan 005 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. Human Resources Benefits Admin, 414 Nicollet Mall, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | The Vanguard Group, Inc. | Schedule C ↗ |
| Former employees with balances | 412 separated participants still had money in the plan | Form 5500 ↗ |
New Century Energies, Inc. Employee Investment Plan for Bargaining Unit Employees and Former Non-Bargaining Unit Employees
Xcel Energy Inc. · Plan 006 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. Human Resources Benefits Admin, 414 Nicollet Mall, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | The Vanguard Group, Inc. | Schedule C ↗ |
| Former employees with balances | 173 separated participants still had money in the plan | Form 5500 ↗ |
Nuclear Management Company, LLC Nmc Savings and Retirement Plan
Xcel Energy Inc. · Plan 012 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. Human Resources Benefits Admin, 414 Nicollet Mall, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | The Vanguard Group, Inc. | Schedule C ↗ |
| Former employees with balances | 242 separated participants still had money in the plan | Form 5500 ↗ |
Xcel Energy Pension Plan and Xcel Energy Pension Plan for Bargaining Employees
Xcel Energy Inc. · Plan 001 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. 414 Nicollet Mall, 401-5, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 1,029 separated participants still had money in the plan | Form 5500 ↗ |
New Century Energies, Inc. Retirement Plan for Public Service Company of Colorado Bargaining Unit Ees and Former Non-Bargaining Unit Ees
Xcel Energy Inc. · Plan 008 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. 414 Nicollet Mall, 401-5, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 529 separated participants still had money in the plan | Form 5500 ↗ |
New Century Energies, Inc. Retirement Plan for Southwestern Public Service Co. Bargaining Unit Ee and Former Non-Bargaining Unit Employees
Xcel Energy Inc. · Plan 009 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. 414 Nicollet Mall, 401-5, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 196 separated participants still had money in the plan | Form 5500 ↗ |
Xcel Energy Inc. Non-Bargaining Pension Plan (South)
Xcel Energy Inc. · Plan 007 · EIN 41-0448030 · Minneapolis, MN
| Plan administrator | Xcel Energy Inc. 414 Nicollet Mall, 401-5, Minneapolis, MN 55401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 163 separated participants still had money in the plan | Form 5500 ↗ |
Xcel Energy 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Xcel Energy 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Xcel Energy Inc., (800) 689-7662. The accounts are held by the recordkeeper, The Vanguard Group, Inc.. Have your Social Security number and dates of employment ready.
What is the Xcel Energy 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (800) 689-7662.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Xcel Energy and does not hold accounts. Not financial advice. Report a correction