Yale University 403(b) match, vesting and fees
What Yale University's 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | TIAA | Schedule C ↗ |
| Independent auditor | Grant Thornton, LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 54 defined-contribution plans in educational services with 10,000 to 49,999 participants.
| Yale University: employer contribution per participant | $7,215 | |
| Peer median | $3,952 |
| Yale University: average balance | $328,756 | |
| Peer median | $137,350 |
| Yale University: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.02% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7.4B at the end of plan year 2023 to $8.3B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 25,753 | $8.3B | $183M | $7,215 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 24,862 | $7.4B | $167M | $6,852 | 0.03% | Not published | Form 5500 ↗ |
Other Yale University plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Yale University Tax-Deferred 403(b) Savings Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | TIAA | Schedule C ↗ |
| Independent auditor | Grant Thornton, LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Yale University Matching Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | TIAA | Schedule C ↗ |
| Independent auditor | Grant Thornton, LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
Yale University Retirement Plan for Staff Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Grant Thornton LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Yale University match 401(k) contributions?
The match terms for the Yale University Retirement Account Plan have not been published from its filing yet. The plan year 2024 filing reports $183M in employer contributions, about $7,215 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Yale University 401(k) match vested?
The vesting schedule for the Yale University Retirement Account Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Yale University 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is TIAA. The plan administrator is Yale University.
I left Yale University. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Yale University, (203) 432-9026) or the recordkeeper, TIAA. The Yale University old 401(k) page lists the contacts from every plan filing. Find an old Yale University 401(k)
Data from the public Form 5500 annual reports Yale University filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Yale University. Not financial advice. Report a correction · Methodology