York Water 401(k) match, vesting and fees
What York Water's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Rkl, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 127 defined-contribution plans in utilities with 100 to 499 participants.
| York Water: employer contribution per participant | $3,000 | |
| Peer median | $3,995 |
| York Water: average balance | $119,873 | |
| Peer median | $115,215 |
| York Water: admin expenses ÷ assets | 0.36% | |
| Peer median | 0.29% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16.1M at the end of plan year 2021 to $18.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 158 | $18.8M | $471K | $3,000 | 0.36% | Not published | Form 5500 ↗ |
| 2024 | 153 | $16.5M | $423K | $2,820 | 0.38% | Not published | Form 5500 ↗ |
| 2023 | 145 | $15.4M | $379K | $2,617 | 0.37% | Not published | Form 5500 ↗ |
| 2022 | 135 | $13.3M | $343K | $2,541 | 0.37% | Not published | Form 5500 ↗ |
| 2021 | 144 | $16.1M | $338K | $2,345 | 0.36% | Not published | Form 5500 ↗ |
Other York Water plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The York Water Company Pension Plan for General and Administrative Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Rkl LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
The York Water Company Pension Plan for Union Represented Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does York Water match 401(k) contributions?
The match terms for the The York Water Company 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $471K in employer contributions, about $3,000 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the York Water 401(k) match vested?
The vesting schedule for the The York Water Company 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the York Water 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is The York Water Company.
I left York Water. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The York Water Company, (717) 845-3601) or the recordkeeper, Empower Annuity Insurance Company. The York Water old 401(k) page lists the contacts from every plan filing. Find an old York Water 401(k)
Data from the public Form 5500 annual reports York Water filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with York Water. Not financial advice. Report a correction · Methodology