Your Building Centers 401(k) match, vesting and fees
What Your Building Centers' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Young, Oakes & Brown (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| Your Building Centers: employer contribution per participant | $1,590 | |
| Peer median | $1,247 |
| Your Building Centers: average balance | $109,966 | |
| Peer median | $56,979 |
| Your Building Centers: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $22.6M at the end of plan year 2021 to $25.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 402 | $25.5M | $369K | $1,590 | 0.14% | Not published | Form 5500 ↗ |
| 2024 | 405 | $24M | $381K | $1,610 | 0.15% | Not published | Form 5500 ↗ |
| 2023 | 403 | $21.8M | $347K | $1,418 | 0.16% | Not published | Form 5500 ↗ |
| 2022 | 392 | $20.1M | $448K | $1,704 | 0.15% | Not published | Form 5500 ↗ |
| 2021 | 314 | $22.6M | $203K | $1,025 | 0.14% | Not published | Form 5500 ↗ |
Other Your Building Centers plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Your Building Centers, Inc. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Young Oakes Brown & Co, PC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Your Building Centers match 401(k) contributions?
The match terms for the Your Building Centers, Inc. Capital Accumulation 401k Plan have not been published from its filing yet. The plan year 2025 filing reports $369K in employer contributions, about $1,590 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Your Building Centers 401(k) match vested?
The vesting schedule for the Your Building Centers, Inc. Capital Accumulation 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Your Building Centers 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Stancorp Financial Group. The plan administrator is Your Building Centers, Inc..
I left Your Building Centers. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Your Building Centers, Inc., (814) 946-4578) or the recordkeeper, Stancorp Financial Group. The Your Building Centers old 401(k) page lists the contacts from every plan filing. Find an old Your Building Centers 401(k)
Data from the public Form 5500 annual reports Your Building Centers filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Your Building Centers. Not financial advice. Report a correction · Methodology