10 Roads Express 401(k) match, vesting and fees
What 10 Roads Express' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Lutz & Company, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 267 defined-contribution plans in transportation and warehousing with 1,000 to 4,999 participants.
| 10 Roads Express: employer contribution per participant | $357 | |
| Peer median | $1,880 |
| 10 Roads Express: average balance | $41,557 | |
| Peer median | $51,904 |
| 10 Roads Express: admin expenses ÷ assets | 0.29% | |
| Peer median | 0.21% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $62.5M at the end of plan year 2023 to $63M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 4,217 | $63M | $540K | $357 | 0.29% | Not published | Form 5500 ↗ |
| 2023 | 4,773 | $62.5M | $957K | $520 | 0.34% | Not published | Form 5500 ↗ |
Common questions
Does 10 Roads Express match 401(k) contributions?
The match terms for the 10 Roads Express 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $540K in employer contributions, about $357 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the 10 Roads Express 401(k) match vested?
The vesting schedule for the 10 Roads Express 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the 10 Roads Express 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is 10 Roads Express.
I left 10 Roads Express. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (10 Roads Express, (402) 216-0222) or the recordkeeper, Fidelity Investments Institutional. The 10 Roads Express old 401(k) page lists the contacts from every plan filing. Find an old 10 Roads Express 401(k)
Data from the public Form 5500 annual reports 10 Roads Express filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with 10 Roads Express. Not financial advice. Report a correction · Methodology