401(k) Freedom 401(k) match, vesting and fees

Plan year 2024 filingFreedom 401(k) Pooled Employer Plan · Plan 016 · EIN 45-4454161Updated Oct 2026

What 401(k) Freedom's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $97K in employer contributions, about $203 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$17,236
Average account balance
5,384
Participants (end of year)
$8.2M
Plan assets (end of year)
<0.01%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.

401(k) Freedom: employer contribution per participant$203
Peer median$1,803
401(k) Freedom: average balance$17,236
Peer median$48,934
401(k) Freedom: admin expenses ÷ assets<0.01%
Peer median0.31%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets were $8.2M at the end of plan year 2024.

$8.2M2024
End-of-year figures from each plan year's Form 5500 filing for the 401(k) Freedom plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20245,384$8.2M$97K$203<0.01%Not publishedForm 5500 ↗

Other 401(k) Freedom plans (5)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Njrha Discretionary 401(k) Pooled Employer Plan

Plan 015 · EIN 45-4454161 · plan year 2024 filing
$10,863
Average account balance
283
Participants (end of year)
$467K
Plan assets (end of year)
1.42%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT. Rowe Price Rps, Inc.2023 Schedule C ↗
Plan type and status401(k) · ActiveForm 5500 ↗

The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.

Arc Discretionary 401(k) Pooled Employer Plan

Plan 012 · EIN 45-4454161 · plan year 2024 filing
$22,780
Average account balance
154
Participants (end of year)
$957K
Plan assets (end of year)
0.90%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps, Inc.Schedule C ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Arc Safe Harbor Match 401(k) Pooled Employer Plan

Plan 010 · EIN 45-4454161 · plan year 2024 filing
$23,633
Average account balance
62
Participants (end of year)
$1.1M
Plan assets (end of year)
0.96%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps, IncSchedule C ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Arc Safe Harbor Non-Elective 401(k) Pooled Employer Plan

Plan 011 · EIN 45-4454161 · plan year 2024 filing · terminated
—
Average account balance
0
Participants (end of year)
$0
Plan assets (end of year)
0.70%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT.Rowe Price Rps, Inc.Schedule C ↗
Plan type and status401(k) · Terminated (final filing)Form 5500 ↗

Uft Daycare Retirement Plan

Plan 031 · EIN 45-4454161 · plan year 2025 filing · terminated
—
Average account balance
0
Participants (end of year)
$0
Plan assets (end of year)
15.62%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · Terminated (final filing)Form 5500 ↗

Common questions

Does 401(k) Freedom match 401(k) contributions?

The match terms for the Freedom 401(k) Pooled Employer Plan have not been published from its filing yet. The plan year 2024 filing reports $97K in employer contributions, about $203 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the 401(k) Freedom 401(k) match vested?

The vesting schedule for the Freedom 401(k) Pooled Employer Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the 401(k) Freedom 401(k)?

The filing names 401(k) Freedom Inc. as plan administrator; it does not list a recordkeeper.

I left 401(k) Freedom. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (401(k) Freedom Inc., (516) 594-1557). The 401(k) Freedom old 401(k) page lists the contacts from every plan filing. Find an old 401(k) Freedom 401(k)

Data from the public Form 5500 annual reports 401(k) Freedom filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with 401(k) Freedom. Not financial advice. Report a correction · Methodology