Upbound Group 401(k) match, vesting and fees
What Upbound Group's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Jpmorgan Invest Holdings LLC | Schedule C ↗ |
| Independent auditor | Weaver and Tidwell LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 263 defined-contribution plans in other services with 1,000 to 4,999 participants.
| Upbound Group: employer contribution per participant | $939 | |
| Peer median | $1,431 |
| Upbound Group: average balance | $49,705 | |
| Peer median | $42,646 |
| Upbound Group: admin expenses ÷ assets | 0.05% | |
| Peer median | 0.23% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $227M at the end of plan year 2023 to $244M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 10,855 | $244M | $4.6M | $939 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 11,522 | $227M | $4.8M | $942 | 0.05% | Not published | Form 5500 ↗ |
Common questions
Does Upbound Group match 401(k) contributions?
The match terms for the Upbound 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $4.6M in employer contributions, about $939 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Upbound Group 401(k) match vested?
The vesting schedule for the Upbound 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Upbound Group 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Jpmorgan Invest Holdings LLC. The plan administrator is Upbound Group, Inc..
I left Upbound Group. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Upbound Group, Inc., (972) 801-4767) or the recordkeeper, Jpmorgan Invest Holdings LLC. The Upbound Group old 401(k) page lists the contacts from every plan filing. Find an old Upbound Group 401(k)
Data from the public Form 5500 annual reports Upbound Group filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Upbound Group. Not financial advice. Report a correction · Methodology