4m Building Solutions 401(k) match, vesting and fees
What 4m Building Solutions' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,446 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.
| 4m Building Solutions: employer contribution per participant | $481 | |
| Peer median | $1,495 |
| 4m Building Solutions: average balance | $14,153 | |
| Peer median | $34,563 |
| 4m Building Solutions: admin expenses ÷ assets | 0.29% | |
| Peer median | 0.51% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3.2M at the end of plan year 2021 to $5.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 5,500 | $5.7M | $193K | $481 | 0.29% | Not published | Form 5500 ↗ |
| 2023 | 4,079 | $3.3M | $127K | $970 | 0.29% | Not published | Form 5500 ↗ |
| 2022 | 1,433 | $3.1M | $96K | $772 | 0.25% | Not published | Form 5500 ↗ |
| 2021 | 1,450 | $3.2M | $96K | $804 | 0.26% | Not published | Form 5500 ↗ |
Common questions
Does 4m Building Solutions match 401(k) contributions?
The match terms for the 4m Building Solutions Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $193K in employer contributions, about $481 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the 4m Building Solutions 401(k) match vested?
The vesting schedule for the 4m Building Solutions Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the 4m Building Solutions 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Stancorp Financial Group. The plan administrator is 4m Building Solutions, Inc..
I left 4m Building Solutions. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (4m Building Solutions, Inc., (314) 535-2100) or the recordkeeper, Stancorp Financial Group. The 4m Building Solutions old 401(k) page lists the contacts from every plan filing. Find an old 4m Building Solutions 401(k)
Data from the public Form 5500 annual reports 4m Building Solutions filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with 4m Building Solutions. Not financial advice. Report a correction · Methodology