Advanced Distribution Systems, I 401(k) match, vesting and fees
What Advanced Distribution Systems, I's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Merrill Lynch Pierce Fenner & Smith | Schedule C ↗ |
| Independent auditor | Walsh & Dickinson (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| Advanced Distribution Systems, I: employer contribution per participant | $1,290 | |
| Peer median | $813 |
| Advanced Distribution Systems, I: average balance | $29,702 | |
| Peer median | $22,335 |
| Advanced Distribution Systems, I: admin expenses ÷ assets | 0.39% | |
| Peer median | 0.62% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7M at the end of plan year 2021 to $7.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 333 | $7.3M | $319K | $1,290 | 0.39% | Not published | Form 5500 ↗ |
| 2024 | 299 | $6.9M | $284K | $1,268 | 0.37% | Not published | Form 5500 ↗ |
| 2023 | 286 | $6.3M | $258K | $1,136 | 0.36% | Not published | Form 5500 ↗ |
| 2022 | 230 | $5.7M | $243K | $1,085 | 0.38% | Not published | Form 5500 ↗ |
| 2021 | 251 | $7M | $247K | $1,034 | 0.34% | Not published | Form 5500 ↗ |
Common questions
Does Advanced Distribution Systems, I match 401(k) contributions?
The match terms for the Advanced Distribution Systems, Inc. Incentive Savings Trust have not been published from its filing yet. The plan year 2025 filing reports $319K in employer contributions, about $1,290 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Advanced Distribution Systems, I 401(k) match vested?
The vesting schedule for the Advanced Distribution Systems, Inc. Incentive Savings Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Advanced Distribution Systems, I 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Merrill Lynch Pierce Fenner & Smith. The plan administrator is Advanced Distribution Systems, I.
I left Advanced Distribution Systems, I. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Advanced Distribution Systems, I, (201) 767-7350) or the recordkeeper, Merrill Lynch Pierce Fenner & Smith. The Advanced Distribution Systems, I old 401(k) page lists the contacts from every plan filing. Find an old Advanced Distribution Systems, I 401(k)
Data from the public Form 5500 annual reports Advanced Distribution Systems, I filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Advanced Distribution Systems, I. Not financial advice. Report a correction · Methodology