Alliance Ag & Grain 401(k) match, vesting and fees
What Alliance Ag & Grain's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Lindburg Vogel Pierce Faris Charter (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 713 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| Alliance Ag & Grain: employer contribution per participant | $1,475 | |
| Peer median | $813 |
| Alliance Ag & Grain: average balance | $87,867 | |
| Peer median | $22,335 |
| Alliance Ag & Grain: admin expenses ÷ assets | 0.28% | |
| Peer median | 0.62% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7M at the end of plan year 2021 to $11.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 221 | $11.6M | $195K | $1,475 | 0.28% | Not published | Form 5500 ↗ |
| 2024 | 213 | $10.6M | $192K | $1,464 | 0.28% | Not published | Form 5500 ↗ |
| 2023 | 178 | $8.3M | $181K | $1,545 | 0.33% | Not published | Form 5500 ↗ |
| 2022 | 181 | $5.9M | $154K | $1,313 | 0.29% | Not published | Form 5500 ↗ |
| 2021 | 202 | $7M | $161K | $1,452 | 0.35% | Not published | Form 5500 ↗ |
Common questions
Does Alliance Ag & Grain match 401(k) contributions?
The match terms for the Ubg 401(k) - Alliance Ag & Grain have not been published from its filing yet. The plan year 2025 filing reports $195K in employer contributions, about $1,475 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Alliance Ag & Grain 401(k) match vested?
The vesting schedule for the Ubg 401(k) - Alliance Ag & Grain is not in the data published so far. Your Summary Plan Description states it.
Who manages the Alliance Ag & Grain 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is United Benefits Group.
I left Alliance Ag & Grain. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Benefits Group, (816) 459-3300) or the recordkeeper, Empower Annuity Insurance Company O. The Alliance Ag & Grain old 401(k) page lists the contacts from every plan filing. Find an old Alliance Ag & Grain 401(k)
Data from the public Form 5500 annual reports Alliance Ag & Grain filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Alliance Ag & Grain. Not financial advice. Report a correction · Methodology