American Equity Investment Life Insurance 401(k) match, vesting and fees
What American Equity Investment Life Insurance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Uhy LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| American Equity Investment Life Insurance: employer contribution per participant | $9,613 | |
| Peer median | $3,266 |
| American Equity Investment Life Insurance: average balance | $160,382 | |
| Peer median | $137,177 |
| American Equity Investment Life Insurance: admin expenses ÷ assets | 0.16% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $182M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,141 | $182M | $10.9M | $9,613 | 0.16% | Not published | Form 5500 ↗ |
Common questions
Does American Equity Investment Life Insurance match 401(k) contributions?
The match terms for the American Equity Investment Profit Sharing and 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $10.9M in employer contributions, about $9,613 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the American Equity Investment Life Insurance 401(k) match vested?
The vesting schedule for the American Equity Investment Profit Sharing and 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the American Equity Investment Life Insurance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is American Equity Investment Life Insurance Company.
I left American Equity Investment Life Insurance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (American Equity Investment Life Insurance Company, (888) 221-1234) or the recordkeeper, Principal Life Insurance Company. The American Equity Investment Life Insurance old 401(k) page lists the contacts from every plan filing. Find an old American Equity Investment Life Insurance 401(k)
Data from the public Form 5500 annual reports American Equity Investment Life Insurance filed with the U.S. Department of Labor (plan years 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with American Equity Investment Life Insurance. Not financial advice. Report a correction · Methodology