Farmers & Merchants Bank of Long Beach 401(k) match, vesting and fees

Plan year 2025 filingFarmers & Merchants Bank of Long Beach Profit Sharing and 401(k) Plan · Plan 001 · EIN 95-0726412Updated Oct 2026

What Farmers & Merchants Bank of Long Beach's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $7.9M in employer contributions, about $7,969 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$188,084
Average account balance
1,136
Participants (end of year)
$187M
Plan assets (end of year)
0.08%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps IncSchedule C ↗
Independent auditorWindes, Inc. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.

Farmers & Merchants Bank of Long Beach: employer contribution per participant$7,969
Peer median$3,090
Farmers & Merchants Bank of Long Beach: average balance$188,084
Peer median$119,169
Farmers & Merchants Bank of Long Beach: admin expenses ÷ assets0.08%
Peer median0.10%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $141M at the end of plan year 2021 to $187M at the end of plan year 2025.

$141M2021$126M2022$153M2023$174M2024$187M2025
End-of-year figures from each plan year's Form 5500 filing for the Farmers & Merchants Bank of Long Beach plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20251,136$187M$7.9M$7,9690.08%Not publishedForm 5500 ↗
20241,098$174M$7.8M$7,8570.11%Not publishedForm 5500 ↗
20231,044$153M$10.7M$11,5150.12%Not publishedForm 5500 ↗
20221,036$126M$9.7M$10,8190.11%Not publishedForm 5500 ↗
2021967$141M$8.8M$10,1410.06%Not publishedForm 5500 ↗

Common questions

Does Farmers & Merchants Bank of Long Beach match 401(k) contributions?

The match terms for the Farmers & Merchants Bank of Long Beach Profit Sharing and 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $7.9M in employer contributions, about $7,969 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Farmers & Merchants Bank of Long Beach 401(k) match vested?

The vesting schedule for the Farmers & Merchants Bank of Long Beach Profit Sharing and 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Farmers & Merchants Bank of Long Beach 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is T Rowe Price Rps Inc. The plan administrator is Farmers & Merchants Bank of Long Beach.

I left Farmers & Merchants Bank of Long Beach. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Farmers & Merchants Bank of Long Beach, (562) 499-4829) or the recordkeeper, T Rowe Price Rps Inc. The Farmers & Merchants Bank of Long Beach old 401(k) page lists the contacts from every plan filing. Find an old Farmers & Merchants Bank of Long Beach 401(k)

Data from the public Form 5500 annual reports Farmers & Merchants Bank of Long Beach filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Farmers & Merchants Bank of Long Beach. Not financial advice. Report a correction · Methodology