American Tire Distributors 401(k) match, vesting and fees
What American Tire Distributors' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock | Schedule C ↗ |
| Independent auditor | Greerwalker LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 25,688 defined-contribution plans in wholesale trade with fewer than 100 participants.
| American Tire Distributors: employer contribution per participant | — | |
| Peer median | $2,275 |
| American Tire Distributors: average balance | — | |
| Peer median | $80,159 |
| American Tire Distributors: admin expenses ÷ assets | 0.33% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $245M at the end of plan year 2021 to $0 at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 0 | $0 | $1.2M | — | 0.33% | Not published | Form 5500 ↗ |
| 2024 | 5,761 | $274M | $7.7M | $1,392 | 0.26% | Not published | Form 5500 ↗ |
| 2023 | 6,094 | $251M | $7.8M | $1,374 | 0.26% | Not published | Form 5500 ↗ |
| 2022 | 5,770 | $211M | $7.2M | $1,292 | 0.27% | Not published | Form 5500 ↗ |
| 2021 | 5,662 | $245M | $6.1M | $1,102 | 0.27% | Not published | Form 5500 ↗ |
Common questions
Does American Tire Distributors match 401(k) contributions?
The match terms for the American Tire Distributors, Inc. Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $1.2M in employer contributions. That total includes any match and profit-sharing; it is not a match formula.
When is the American Tire Distributors 401(k) match vested?
The vesting schedule for the American Tire Distributors, Inc. Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the American Tire Distributors 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock. The plan administrator is American Tire Distributors, Inc..
I left American Tire Distributors. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (American Tire Distributors, Inc., (704) 992-2000) or the recordkeeper, John Hancock. The American Tire Distributors old 401(k) page lists the contacts from every plan filing. Find an old American Tire Distributors 401(k)
Data from the public Form 5500 annual reports American Tire Distributors filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with American Tire Distributors. Not financial advice. Report a correction · Methodology