Areas USA 401(k) match, vesting and fees
What Areas USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 39 defined-contribution plans in accommodation and food services with 1,000 to 4,999 participants.
| Areas USA: employer contribution per participant | — | |
| Peer median | $974 |
| Areas USA: average balance | $0 | |
| Peer median | $36,444 |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $0 at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,975 | $0 | — | — | — | Not published | 5500-SF ↗ |
Other Areas USA plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Areas USA, Inc. 401(k) Profit Sharing Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Paast P.L. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Areas USA match 401(k) contributions?
The match terms for the Areas USA, Inc. Union Plan have not been published from its filing yet.
When is the Areas USA 401(k) match vested?
The vesting schedule for the Areas USA, Inc. Union Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Areas USA 401(k)?
The filing names Areas USA, Inc. as plan administrator; it does not list a recordkeeper.
I left Areas USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Areas USA, Inc., (305) 267-8510). The Areas USA old 401(k) page lists the contacts from every plan filing. Find an old Areas USA 401(k)
Data from the public Form 5500 annual reports Areas USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Areas USA. Not financial advice. Report a correction · Methodology