Bay Ship and Yacht 401(k) match, vesting and fees
What Bay Ship and Yacht's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Co of Ame | Schedule C ↗ |
| Independent auditor | Singer Lewak LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 246 defined-contribution plans in transportation and warehousing with 500 to 999 participants.
| Bay Ship and Yacht: employer contribution per participant | $567 | |
| Peer median | $1,244 |
| Bay Ship and Yacht: average balance | $67,760 | |
| Peer median | $40,518 |
| Bay Ship and Yacht: admin expenses ÷ assets | 0.56% | |
| Peer median | 0.37% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $29.2M at the end of plan year 2021 to $35.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 540 | $35.4M | $297K | $567 | 0.56% | Not published | Form 5500 ↗ |
| 2023 | 565 | $30.6M | $326K | $584 | 0.50% | Not published | Form 5500 ↗ |
| 2022 | 552 | $25.5M | $838K | $1,563 | 0.39% | Not published | Form 5500 ↗ |
| 2021 | 525 | $29.2M | $708K | $1,411 | 0.44% | Not published | Form 5500 ↗ |
Other Bay Ship and Yacht plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Bay Ship & Yacht Co. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Plante & Moran PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Bay Ship and Yacht match 401(k) contributions?
The match terms for the Bay Ship & Yacht Company 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $297K in employer contributions, about $567 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bay Ship and Yacht 401(k) match vested?
The vesting schedule for the Bay Ship & Yacht Company 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bay Ship and Yacht 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Co of Ame. The plan administrator is Bay Ship and Yacht Company.
I left Bay Ship and Yacht. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bay Ship and Yacht Company, (510) 337-9122) or the recordkeeper, Empower Annuity Insurance Co of Ame. The Bay Ship and Yacht old 401(k) page lists the contacts from every plan filing. Find an old Bay Ship and Yacht 401(k)
Data from the public Form 5500 annual reports Bay Ship and Yacht filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bay Ship and Yacht. Not financial advice. Report a correction · Methodology