Blue Cross Blue Shield of Tennessee 401(k) match, vesting and fees
What Blue Cross Blue Shield of Tennessee's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Ernst & Young (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 27 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| Blue Cross Blue Shield of Tennessee: employer contribution per participant | $2,751 | |
| Peer median | $3,569 |
| Blue Cross Blue Shield of Tennessee: average balance | $180,751 | |
| Peer median | $136,119 |
| Blue Cross Blue Shield of Tennessee: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.05% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.1B at the end of plan year 2021 to $1.5B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 8,058 | $1.5B | $22.2M | $2,751 | 0.09% | Not published | Form 5500 ↗ |
| 2024 | 8,284 | $1.3B | $22.7M | $2,744 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 8,201 | $1.1B | $31M | $3,778 | 0.10% | Not published | Form 5500 ↗ |
| 2022 | 7,902 | $896M | $35.8M | $4,547 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 7,696 | $1.1B | $36.7M | $4,772 | <0.01% | Not published | Form 5500 ↗ |
Other Blue Cross Blue Shield of Tennessee plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Non-Contributory Retirement Program for Certain Employees of Bluecross Blueshield of Tennessee
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Blue Cross Blue Shield of Tennessee match 401(k) contributions?
The match terms for the Bluecross Blueshield of Tennessee Employee Retirement Savings Program have not been published from its filing yet. The plan year 2025 filing reports $22.2M in employer contributions, about $2,751 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Blue Cross Blue Shield of Tennessee 401(k) match vested?
The vesting schedule for the Bluecross Blueshield of Tennessee Employee Retirement Savings Program is not in the data published so far. Your Summary Plan Description states it.
Who manages the Blue Cross Blue Shield of Tennessee 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is National Employee Benefits Committee.
I left Blue Cross Blue Shield of Tennessee. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (National Employee Benefits Committee, (312) 297-6000) or the recordkeeper, Fidelity Investments Institutional. The Blue Cross Blue Shield of Tennessee old 401(k) page lists the contacts from every plan filing. Find an old Blue Cross Blue Shield of Tennessee 401(k)
Data from the public Form 5500 annual reports Blue Cross Blue Shield of Tennessee filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Blue Cross Blue Shield of Tennessee. Not financial advice. Report a correction · Methodology