Munich Reinsurance America 401(k) match, vesting and fees

Plan year 2024 filingMunich Re U.S. Savings Plan · Plan 003 · EIN 13-4924125Updated Oct 2026

What Munich Reinsurance America's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $57.9M in employer contributions, about $9,392 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$290,732
Average account balance
6,215
Participants (end of year)
$1.8B
Plan assets (end of year)
0.04%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Company OSchedule C ↗
Independent auditorErnst & Young, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 118 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.

Munich Reinsurance America: employer contribution per participant$9,392
Peer median$3,354
Munich Reinsurance America: average balance$290,732
Peer median$126,365
Munich Reinsurance America: admin expenses ÷ assets0.04%
Peer median0.06%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $1.6B at the end of plan year 2023 to $1.8B at the end of plan year 2024.

$1.6B2023$1.8B2024
End-of-year figures from each plan year's Form 5500 filing for the Munich Reinsurance America plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20246,215$1.8B$57.9M$9,3920.04%Not publishedForm 5500 ↗
20236,202$1.6B$51.5M$8,5680.03%Not publishedForm 5500 ↗

Other Munich Reinsurance America plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Munich Reinsurance America, Inc. Pension Plan

Plan 001 · EIN 13-4924125 · plan year 2024 filing
$263,960
Average account balance
1,852
Participants (end of year)
$489M
Plan assets (end of year)
0.04%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorErnst & Young (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Munich Reinsurance America match 401(k) contributions?

The match terms for the Munich Re U.S. Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $57.9M in employer contributions, about $9,392 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Munich Reinsurance America 401(k) match vested?

The vesting schedule for the Munich Re U.S. Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Munich Reinsurance America 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Munich Reinsurance America, Inc.

I left Munich Reinsurance America. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Munich Reinsurance America, Inc, (609) 951-8000) or the recordkeeper, Empower Annuity Insurance Company O. The Munich Reinsurance America old 401(k) page lists the contacts from every plan filing. Find an old Munich Reinsurance America 401(k)

Data from the public Form 5500 annual reports Munich Reinsurance America filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Munich Reinsurance America. Not financial advice. Report a correction · Methodology