Board of Trustees of M.M.&P. Individual Retirement Account Plan 401(k) match, vesting and fees

Plan year 2024 filingMasters Mates & Pilots Individual Retirement Account Plan · Plan 001 · EIN 13-3021839Updated Oct 2026

What Board of Trustees of M.M.&P. Individual Retirement Account Plan's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $13.6M in employer contributions, about $2,868 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$110,402
Average account balance
4,737
Participants (end of year)
$523M
Plan assets (end of year)
0.19%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity InvestmentsSchedule C ↗
Independent auditorGorfine, Schiller & Gardyn, P.A. (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 267 defined-contribution plans in transportation and warehousing with 1,000 to 4,999 participants.

Board of Trustees of M.M.&P. Individual Retirement Account Plan: employer contribution per participant$2,868
Peer median$1,880
Board of Trustees of M.M.&P. Individual Retirement Account Plan: average balance$110,402
Peer median$51,904
Board of Trustees of M.M.&P. Individual Retirement Account Plan: admin expenses ÷ assets0.19%
Peer median0.21%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $501M at the end of plan year 2021 to $523M at the end of plan year 2024.

$501M2021$399M2022$464M2023$523M2024
End-of-year figures from each plan year's Form 5500 filing for the Board of Trustees of M.M.&P. Individual Retirement Account Plan plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20244,737$523M$13.6M$2,8680.19%Not publishedForm 5500 ↗
20234,701$464M$12.3M$2,6260.21%Not publishedForm 5500 ↗
20224,530$399M$10.8M$2,3740.21%Not publishedForm 5500 ↗
20214,414$501M$10.4M$2,3460.18%Not publishedForm 5500 ↗

Common questions

Does Board of Trustees of M.M.&P. Individual Retirement Account Plan match 401(k) contributions?

The match terms for the Masters Mates & Pilots Individual Retirement Account Plan have not been published from its filing yet. The plan year 2024 filing reports $13.6M in employer contributions, about $2,868 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Board of Trustees of M.M.&P. Individual Retirement Account Plan 401(k) match vested?

The vesting schedule for the Masters Mates & Pilots Individual Retirement Account Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Board of Trustees of M.M.&P. Individual Retirement Account Plan 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments. The plan administrator is Board of Trustees of M.M.&P. Individual Retirement Account Plan.

I left Board of Trustees of M.M.&P. Individual Retirement Account Plan. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Board of Trustees of M.M.&P. Individual Retirement Account Plan, (410) 850-8500) or the recordkeeper, Fidelity Investments. The Board of Trustees of M.M.&P. Individual Retirement Account Plan old 401(k) page lists the contacts from every plan filing. Find an old Board of Trustees of M.M.&P. Individual Retirement Account Plan 401(k)

Data from the public Form 5500 annual reports Board of Trustees of M.M.&P. Individual Retirement Account Plan filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Board of Trustees of M.M.&P. Individual Retirement Account Plan. Not financial advice. Report a correction · Methodology