Bos of Illinois 401(k) match, vesting and fees
What Bos of Illinois' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Independent auditor | Rsm US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,074 defined-contribution plans in wholesale trade with 100 to 499 participants.
| Bos of Illinois: employer contribution per participant | $5 | |
| Peer median | $1,988 |
| Bos of Illinois: average balance | $95,758 | |
| Peer median | $75,431 |
| Bos of Illinois: admin expenses ÷ assets | 0.43% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.5M at the end of plan year 2022 to $16.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 216 | $16.9M | $839 | $5 | 0.43% | Not published | Form 5500 ↗ |
| 2023 | 199 | $14.6M | $0 | $0 | 0.44% | Not published | Form 5500 ↗ |
| 2022 | 185 | $12.5M | $29K | $199 | 0.44% | Not published | Form 5500 ↗ |
Common questions
Does Bos of Illinois match 401(k) contributions?
The match terms for the Business Office Systems, Inc. Salary Reduction & Trust have not been published from its filing yet. The plan year 2024 filing reports $839 in employer contributions, about $5 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Bos of Illinois 401(k) match vested?
The vesting schedule for the Business Office Systems, Inc. Salary Reduction & Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Bos of Illinois 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Merrill Lynch, Pierce, Fenner and S. The plan administrator is Bos of Illinois, Inc..
I left Bos of Illinois. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Bos of Illinois, Inc., (630) 228-5213) or the recordkeeper, Merrill Lynch, Pierce, Fenner and S. The Bos of Illinois old 401(k) page lists the contacts from every plan filing. Find an old Bos of Illinois 401(k)
Data from the public Form 5500 annual reports Bos of Illinois filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Bos of Illinois. Not financial advice. Report a correction · Methodology