Cafe Rio 401(k) match, vesting and fees
What Cafe Rio's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Larson & Company, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 167 defined-contribution plans in accommodation and food services with 500 to 999 participants.
| Cafe Rio: employer contribution per participant | $1,236 | |
| Peer median | $816 |
| Cafe Rio: average balance | $20,604 | |
| Peer median | $25,849 |
| Cafe Rio: admin expenses ÷ assets | 0.74% | |
| Peer median | 0.56% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $13.6M at the end of plan year 2023 to $16.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 3,674 | $16.7M | $1M | $1,236 | 0.74% | Not published | Form 5500 ↗ |
| 2023 | 2,481 | $13.6M | $975K | $1,381 | 0.75% | Not published | Form 5500 ↗ |
Common questions
Does Cafe Rio match 401(k) contributions?
The match terms for the Cafe Rio, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $1M in employer contributions, about $1,236 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cafe Rio 401(k) match vested?
The vesting schedule for the Cafe Rio, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cafe Rio 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Stancorp Financial Group. The plan administrator is Cafe Rio, Inc..
I left Cafe Rio. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cafe Rio, Inc., (801) 441-5000) or the recordkeeper, Stancorp Financial Group. The Cafe Rio old 401(k) page lists the contacts from every plan filing. Find an old Cafe Rio 401(k)
Data from the public Form 5500 annual reports Cafe Rio filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cafe Rio. Not financial advice. Report a correction · Methodology