Canandaigua National Bank and Trust 401(k) match, vesting and fees
What Canandaigua National Bank and Trust's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Epic Retirement Plan Services | Schedule C ↗ |
| Independent auditor | Freed Maxick Cpas PC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 655 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Canandaigua National Bank and Trust: employer contribution per participant | $5,007 | |
| Peer median | $2,935 |
| Canandaigua National Bank and Trust: average balance | $194,111 | |
| Peer median | $92,770 |
| Canandaigua National Bank and Trust: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.15% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $134M at the end of plan year 2021 to $142M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 772 | $142M | $3.6M | $5,007 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 767 | $132M | $4.3M | $6,125 | 0.06% | Not published | Form 5500 ↗ |
| 2022 | 729 | $114M | $4.3M | $6,719 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 686 | $134M | $4.7M | $7,705 | 0.02% | Not published | Form 5500 ↗ |
Other Canandaigua National Bank and Trust plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The Canandaigua National Bank and Trust Company Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Benefit Management Inc | Schedule C ↗ |
| Independent auditor | Freed Maxick, PC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Canandaigua National Bank and Trust match 401(k) contributions?
The match terms for the The Canandaigua National Bank and Trust Company Profit Sharing and 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $3.6M in employer contributions, about $5,007 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Canandaigua National Bank and Trust 401(k) match vested?
The vesting schedule for the The Canandaigua National Bank and Trust Company Profit Sharing and 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Canandaigua National Bank and Trust 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Epic Retirement Plan Services. The plan administrator is The Canandaigua National Bank and Trust Company.
I left Canandaigua National Bank and Trust. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The Canandaigua National Bank and Trust Company, (585) 394-4260) or the recordkeeper, Epic Retirement Plan Services. The Canandaigua National Bank and Trust old 401(k) page lists the contacts from every plan filing. Find an old Canandaigua National Bank and Trust 401(k)
Data from the public Form 5500 annual reports Canandaigua National Bank and Trust filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Canandaigua National Bank and Trust. Not financial advice. Report a correction · Methodology