Cape Cod Lumber 401(k) match, vesting and fees
What Cape Cod Lumber's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Citrin Cooperman & Co., LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 1,052 defined-contribution plans in wholesale trade with 100 to 499 participants.
| Cape Cod Lumber: employer contribution per participant | $1,754 | |
| Peer median | $2,091 |
| Cape Cod Lumber: average balance | $292,329 | |
| Peer median | $87,400 |
| Cape Cod Lumber: admin expenses ÷ assets | 0.27% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $35.3M at the end of plan year 2021 to $36.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 127 | $36.8M | $221K | $1,754 | 0.27% | Not published | Form 5500 ↗ |
| 2024 | 132 | $32.1M | $253K | $1,932 | 0.29% | Not published | Form 5500 ↗ |
| 2023 | 133 | $32.3M | $264K | $2,003 | 0.32% | Not published | Form 5500 ↗ |
| 2022 | 137 | $28.3M | $265K | $1,946 | 0.36% | Not published | Form 5500 ↗ |
| 2021 | 137 | $35.3M | $236K | $1,732 | 0.34% | Not published | Form 5500 ↗ |
Other Cape Cod Lumber plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Cape Cod Lumber Co., Inc. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Cape Cod Lumber match 401(k) contributions?
The match terms for the Cape Cod Lumber Co., Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $221K in employer contributions, about $1,754 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cape Cod Lumber 401(k) match vested?
The vesting schedule for the Cape Cod Lumber Co., Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cape Cod Lumber 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Stancorp Financial Group. The plan administrator is Cape Cod Lumber Co., Inc..
I left Cape Cod Lumber. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cape Cod Lumber Co., Inc., (781) 261-7180) or the recordkeeper, Stancorp Financial Group. The Cape Cod Lumber old 401(k) page lists the contacts from every plan filing. Find an old Cape Cod Lumber 401(k)
Data from the public Form 5500 annual reports Cape Cod Lumber filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cape Cod Lumber. Not financial advice. Report a correction · Methodology