Cardinal Services 401(k) match, vesting and fees
What Cardinal Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Slavic Integrated Administration | Schedule C ↗ |
| Independent auditor | Eide Bailly, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 54 defined-contribution plans in administrative, support and waste management services with 1,000 to 4,999 participants.
| Cardinal Services: employer contribution per participant | $778 | |
| Peer median | $1,013 |
| Cardinal Services: average balance | $22,250 | |
| Peer median | $39,026 |
| Cardinal Services: admin expenses ÷ assets | 0.93% | |
| Peer median | 0.33% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14.6M at the end of plan year 2021 to $24M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,698 | $24M | $838K | $778 | 0.93% | Not published | Form 5500 ↗ |
| 2024 | 1,719 | $20.3M | $779K | $771 | 1.13% | Not published | Form 5500 ↗ |
| 2023 | 1,649 | $16.6M | $684K | $698 | 1.10% | Not published | Form 5500 ↗ |
| 2022 | 1,607 | $13.5M | $686K | $689 | 1.09% | Not published | Form 5500 ↗ |
| 2021 | 1,305 | $14.6M | $440K | $419 | 1.10% | Not published | Form 5500 ↗ |
Common questions
Does Cardinal Services match 401(k) contributions?
The match terms for the Cardinal Services, Inc. 401k Plan have not been published from its filing yet. The plan year 2025 filing reports $838K in employer contributions, about $778 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cardinal Services 401(k) match vested?
The vesting schedule for the Cardinal Services, Inc. 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cardinal Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Slavic Integrated Administration. The plan administrator is Cardinal Services, Inc..
I left Cardinal Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cardinal Services, Inc., (541) 888-9799) or the recordkeeper, Slavic Integrated Administration. The Cardinal Services old 401(k) page lists the contacts from every plan filing. Find an old Cardinal Services 401(k)
Data from the public Form 5500 annual reports Cardinal Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cardinal Services. Not financial advice. Report a correction · Methodology