Cargill 401(k) match, vesting and fees
What Cargill's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | KPMG (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 43 defined-contribution plans in wholesale trade with 10,000 to 49,999 participants.
| Cargill: employer contribution per participant | $2,116 | |
| Peer median | $2,266 |
| Cargill: average balance | $209,695 | |
| Peer median | $90,687 |
| Cargill: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.07% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.4B at the end of plan year 2023 to $8.9B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 43,508 | $8.9B | $90M | $2,116 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 46,150 | $8.4B | $87.4M | $1,932 | 0.04% | Not published | Form 5500 ↗ |
Other Cargill plans (6)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Cargill Investment Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | KPMG (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Cargill Employee Retirement Account Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | KPMG (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Cargill, Inc. and Assoc. Co'S Supplemental Ee Retirement Income Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Cargill, Inc. and Associated Companies Salaried Employees Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US LLC | Schedule C ↗ |
| Independent auditor | KPMG (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Cargill, Inc and Assoc. Co'S Pension Plan for Production Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US LLC | Schedule C ↗ |
| Independent auditor | KPMG (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Cargill, Inc. and Associated Companies Pension Plan for Union Represented Hourly Wage Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US LLC | Schedule C ↗ |
| Independent auditor | KPMG (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Cargill match 401(k) contributions?
The match terms for the The Cargill Partnership Plan have not been published from its filing yet. The plan year 2024 filing reports $90M in employer contributions, about $2,116 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cargill 401(k) match vested?
The vesting schedule for the The Cargill Partnership Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cargill 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Cargill, Incorporated.
I left Cargill. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cargill, Incorporated, (877) 366-9696) or the recordkeeper, The Vanguard Group, Inc.. The Cargill old 401(k) page lists the contacts from every plan filing. Find an old Cargill 401(k)
Data from the public Form 5500 annual reports Cargill filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cargill. Not financial advice. Report a correction · Methodology