CF Industries Holdings 401(k) match, vesting and fees

Plan year 2024 filingCf Industries Holdings, Inc. 401(k) Plan · Plan 001 · EIN 20-2697511Updated Oct 2026

What CF Industries Holdings' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $30.3M in employer contributions, about $10,957 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$251,963
Average account balance
2,847
Participants (end of year)
$696M
Plan assets (end of year)
0.02%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Inv. Inst. Ops. Co. LLCSchedule C ↗
Independent auditorGrant Thornton LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 1,619 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.

CF Industries Holdings: employer contribution per participant$10,957
Peer median$2,413
CF Industries Holdings: average balance$251,963
Peer median$86,456
CF Industries Holdings: admin expenses ÷ assets0.02%
Peer median0.12%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $616M at the end of plan year 2021 to $696M at the end of plan year 2024.

$616M2021$519M2022$613M2023$696M2024
End-of-year figures from each plan year's Form 5500 filing for the CF Industries Holdings plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20242,847$696M$30.3M$10,9570.02%Not publishedForm 5500 ↗
20232,756$613M$27M$10,1300.02%Not publishedForm 5500 ↗
20222,728$519M$13.4M$5,0770.02%Not publishedForm 5500 ↗
20212,669$616M$13M$4,9920.02%Not publishedForm 5500 ↗

Other CF Industries Holdings plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Cf Industries Holdings, Inc. Pension Plan

Plan 002 · EIN 20-2697511 · plan year 2024 filing
$69,824
Average account balance
2,473
Participants (end of year)
$173M
Plan assets (end of year)
0.71%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorGrant Thornton LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does CF Industries Holdings match 401(k) contributions?

The match terms for the Cf Industries Holdings, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $30.3M in employer contributions, about $10,957 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the CF Industries Holdings 401(k) match vested?

The vesting schedule for the Cf Industries Holdings, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the CF Industries Holdings 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Inv. Inst. Ops. Co. LLC. The plan administrator is Cf Industries Holdings, Inc..

I left CF Industries Holdings. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Cf Industries Holdings, Inc., (847) 405-2400) or the recordkeeper, Fidelity Inv. Inst. Ops. Co. LLC. The CF Industries Holdings old 401(k) page lists the contacts from every plan filing. Find an old CF Industries Holdings 401(k)

Data from the public Form 5500 annual reports CF Industries Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with CF Industries Holdings. Not financial advice. Report a correction · Methodology