Cheesecake Factory 401(k) match, vesting and fees
What Cheesecake Factory's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Holthouse Carlin and Van Trigt LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 166 defined-contribution plans in accommodation and food services with 1,000 to 4,999 participants.
| Cheesecake Factory: employer contribution per participant | $857 | |
| Peer median | $785 |
| Cheesecake Factory: average balance | $36,228 | |
| Peer median | $30,242 |
| Cheesecake Factory: admin expenses ÷ assets | 0.27% | |
| Peer median | 0.37% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $73M at the end of plan year 2021 to $96.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 5,907 | $96.9M | $2.3M | $857 | 0.27% | Not published | Form 5500 ↗ |
| 2023 | 6,408 | $79.4M | $2.2M | $876 | 0.46% | Not published | Form 5500 ↗ |
| 2022 | 2,782 | $64.5M | $2.2M | $795 | 0.44% | Not published | Form 5500 ↗ |
| 2021 | 2,635 | $73M | $2M | $743 | 0.43% | Not published | Form 5500 ↗ |
Common questions
Does Cheesecake Factory match 401(k) contributions?
The match terms for the The Cheesecake Factory Incorporated 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $2.3M in employer contributions, about $857 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cheesecake Factory 401(k) match vested?
The vesting schedule for the The Cheesecake Factory Incorporated 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cheesecake Factory 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is The Cheesecake Factory Incorporated.
I left Cheesecake Factory. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The Cheesecake Factory Incorporated, (818) 871-3000) or the recordkeeper, Fidelity Investments Institutional. The Cheesecake Factory old 401(k) page lists the contacts from every plan filing. Find an old Cheesecake Factory 401(k)
Data from the public Form 5500 annual reports Cheesecake Factory filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cheesecake Factory. Not financial advice. Report a correction · Methodology