Chick-Fil-A 401(k) match, vesting and fees
What Chick-Fil-A's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Warren Averett LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 13 defined-contribution plans in accommodation and food services with 5,000 to 9,999 participants.
| Chick-Fil-A: employer contribution per participant | $8,372 | |
| Peer median | $1,569 |
| Chick-Fil-A: average balance | $222,574 | |
| Peer median | $49,326 |
| Chick-Fil-A: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $708M at the end of plan year 2021 to $1.4B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 9,890 | $1.4B | $54M | $8,372 | 0.02% | Not published | Form 5500 ↗ |
| 2024 | 9,337 | $1.1B | $48.6M | $7,986 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 5,655 | $851M | $38.3M | $7,691 | 0.04% | Not published | Form 5500 ↗ |
| 2022 | 4,777 | $662M | $29M | $6,873 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 3,993 | $708M | $24.4M | $6,910 | 0.06% | Not published | Form 5500 ↗ |
Other Chick-Fil-A plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Chick-Fil-A, Inc. Defined Benefit Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Warren Averett LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Chick-Fil-A match 401(k) contributions?
The match terms for the Chick-Fil-A, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $54M in employer contributions, about $8,372 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Chick-Fil-A 401(k) match vested?
The vesting schedule for the Chick-Fil-A, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Chick-Fil-A 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Chick-Fil-A, Inc..
I left Chick-Fil-A. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Chick-Fil-A, Inc., (404) 765-8000) or the recordkeeper, Fidelity Investments Institutional. The Chick-Fil-A old 401(k) page lists the contacts from every plan filing. Find an old Chick-Fil-A 401(k)
Data from the public Form 5500 annual reports Chick-Fil-A filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Chick-Fil-A. Not financial advice. Report a correction · Methodology