CNB Bank 401(k) match, vesting and fees

Plan year 2024 filingCnb Bank Employees' Savings & Profit Sharing Plan and Trust · Plan 003 · EIN 25-0422340Updated Oct 2026

What CNB Bank's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $4.4M in employer contributions, about $4,361 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$96,947
Average account balance
1,013
Participants (end of year)
$96.9M
Plan assets (end of year)
0.04%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorForvis Mazars, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 655 defined-contribution plans in finance and insurance with 500 to 999 participants.

CNB Bank: employer contribution per participant$4,361
Peer median$2,935
CNB Bank: average balance$96,947
Peer median$92,770
CNB Bank: admin expenses ÷ assets0.04%
Peer median0.15%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $77.2M at the end of plan year 2021 to $96.9M at the end of plan year 2024.

$77.2M2021$67.2M2022$80.8M2023$96.9M2024
End-of-year figures from each plan year's Form 5500 filing for the CNB Bank plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20241,013$96.9M$4.4M$4,3610.04%Not publishedForm 5500 ↗
2023999$80.8M$5.4M$5,4560.03%Not publishedForm 5500 ↗
2022956$67.2M$4.2M$4,3930.07%Not publishedForm 5500 ↗
2021902$77.2M$3.5M$3,9930.04%Not publishedForm 5500 ↗

Common questions

Does CNB Bank match 401(k) contributions?

The match terms for the Cnb Bank Employees' Savings & Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $4.4M in employer contributions, about $4,361 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the CNB Bank 401(k) match vested?

The vesting schedule for the Cnb Bank Employees' Savings & Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.

Who manages the CNB Bank 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Cnb Bank.

I left CNB Bank. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Cnb Bank, (814) 765-9621) or the recordkeeper, Fidelity Investments Institutional. The CNB Bank old 401(k) page lists the contacts from every plan filing. Find an old CNB Bank 401(k)

Data from the public Form 5500 annual reports CNB Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with CNB Bank. Not financial advice. Report a correction · Methodology