Commerce Bank and Trust Holding 401(k) match, vesting and fees
What Commerce Bank and Trust Holding's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Mize Cpas Inc. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Commerce Bank and Trust Holding: employer contribution per participant | $2,267 | |
| Peer median | $2,868 |
| Commerce Bank and Trust Holding: average balance | $97,896 | |
| Peer median | $95,281 |
| Commerce Bank and Trust Holding: admin expenses ÷ assets | 0.37% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $20M at the end of plan year 2021 to $22.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 288 | $22.9M | $530K | $2,267 | 0.37% | Not published | Form 5500 ↗ |
| 2023 | 301 | $20.5M | $544K | $2,158 | 0.37% | Not published | Form 5500 ↗ |
| 2022 | 299 | $17M | $504K | $2,039 | 0.34% | Not published | Form 5500 ↗ |
| 2021 | 300 | $20M | $518K | $2,045 | 0.37% | Not published | Form 5500 ↗ |
Other Commerce Bank and Trust Holding plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Commerce Bank and Trust Holding Company Employee Stock Ownership Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal | 2023 Schedule C ↗ |
| Independent auditor | Mize Cpas Inc. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
Common questions
Does Commerce Bank and Trust Holding match 401(k) contributions?
The match terms for the Commerce Bank & Trust Holding Company & Subsidiaries 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $530K in employer contributions, about $2,267 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Commerce Bank and Trust Holding 401(k) match vested?
The vesting schedule for the Commerce Bank & Trust Holding Company & Subsidiaries 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Commerce Bank and Trust Holding 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Commerce Bank & Trust Holding Company.
I left Commerce Bank and Trust Holding. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Commerce Bank & Trust Holding Company, (785) 267-8462) or the recordkeeper, Principal Life Insurance Company. The Commerce Bank and Trust Holding old 401(k) page lists the contacts from every plan filing. Find an old Commerce Bank and Trust Holding 401(k)
Data from the public Form 5500 annual reports Commerce Bank and Trust Holding filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Commerce Bank and Trust Holding. Not financial advice. Report a correction · Methodology