North Shore Bank 401(k) match, vesting and fees
What North Shore Bank's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Wipflillp (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.
| North Shore Bank: employer contribution per participant | $2,013 | |
| Peer median | $3,090 |
| North Shore Bank: average balance | $114,161 | |
| Peer median | $119,169 |
| North Shore Bank: admin expenses ÷ assets | 0.17% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $46M at the end of plan year 2021 to $64.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 592 | $64.7M | $1.1M | $2,013 | 0.17% | Not published | Form 5500 ↗ |
| 2024 | 582 | $53.6M | $1.7M | $2,995 | 0.17% | Not published | Form 5500 ↗ |
| 2023 | 587 | $49.3M | $1.6M | $2,875 | 0.16% | Not published | Form 5500 ↗ |
| 2022 | 560 | $41M | $1.5M | $2,858 | 0.20% | Not published | Form 5500 ↗ |
| 2021 | 576 | $46M | $1M | $1,852 | 0.27% | Not published | Form 5500 ↗ |
Other North Shore Bank plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
North Shore Bank Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Great-West Life & Annuity Insurance | Schedule C ↗ |
| Independent auditor | Wipfli LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does North Shore Bank match 401(k) contributions?
The match terms for the North Shore Bank 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.1M in employer contributions, about $2,013 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the North Shore Bank 401(k) match vested?
The vesting schedule for the North Shore Bank 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the North Shore Bank 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is North Shore Bank.
I left North Shore Bank. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (North Shore Bank, (262) 797-3385) or the recordkeeper, Empower Annuity Insurance Company O. The North Shore Bank old 401(k) page lists the contacts from every plan filing. Find an old North Shore Bank 401(k)
Data from the public Form 5500 annual reports North Shore Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with North Shore Bank. Not financial advice. Report a correction · Methodology