Creative Dining Services 401(k) match, vesting and fees
What Creative Dining Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Delong & Brower Cpas PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 167 defined-contribution plans in accommodation and food services with 500 to 999 participants.
| Creative Dining Services: employer contribution per participant | $869 | |
| Peer median | $816 |
| Creative Dining Services: average balance | $27,614 | |
| Peer median | $25,849 |
| Creative Dining Services: admin expenses ÷ assets | 0.49% | |
| Peer median | 0.56% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15.8M at the end of plan year 2023 to $18.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,156 | $18.5M | $583K | $869 | 0.49% | Not published | Form 5500 ↗ |
| 2023 | 1,024 | $15.8M | $456K | $758 | 0.51% | Not published | Form 5500 ↗ |
Common questions
Does Creative Dining Services match 401(k) contributions?
The match terms for the Creative Dining Services, Inc. Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $583K in employer contributions, about $869 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Creative Dining Services 401(k) match vested?
The vesting schedule for the Creative Dining Services, Inc. Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Creative Dining Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is ADP, Inc.. The plan administrator is Creative Dining Services, Inc..
I left Creative Dining Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Creative Dining Services, Inc., (616) 931-3022) or the recordkeeper, ADP, Inc.. The Creative Dining Services old 401(k) page lists the contacts from every plan filing. Find an old Creative Dining Services 401(k)
Data from the public Form 5500 annual reports Creative Dining Services filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Creative Dining Services. Not financial advice. Report a correction · Methodology