First Financial Bancorp 401(k) match, vesting and fees
What First Financial Bancorp's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| First Financial Bancorp: employer contribution per participant | — | |
| Peer median | $3,266 |
| First Financial Bancorp: average balance | $83,202 | |
| Peer median | $137,177 |
| First Financial Bancorp: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $151M at the end of plan year 2021 to $209M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,841 | $209M | — | — | 0.07% | Not published | Form 5500 ↗ |
| 2024 | 2,554 | $171M | $576 | $0 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 2,626 | $154M | $1,145 | $0 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 2,598 | $131M | — | — | 0.06% | Not published | Form 5500 ↗ |
| 2021 | 2,806 | $151M | $0 | $0 | 0.02% | Not published | Form 5500 ↗ |
Other First Financial Bancorp plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
First Financial Bancorp Employees' Pension Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Merrill Lynch | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does First Financial Bancorp match 401(k) contributions?
The match terms for the First Financial Bancorp 401(k) Savings Plan have not been published from its filing yet.
When is the First Financial Bancorp 401(k) match vested?
The vesting schedule for the First Financial Bancorp 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the First Financial Bancorp 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is First Financial Bancorp.
I left First Financial Bancorp. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (First Financial Bancorp, (513) 979-5768) or the recordkeeper, Principal Life Insurance Company. The First Financial Bancorp old 401(k) page lists the contacts from every plan filing. Find an old First Financial Bancorp 401(k)
Data from the public Form 5500 annual reports First Financial Bancorp filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with First Financial Bancorp. Not financial advice. Report a correction · Methodology