Florida East Coast Railway 401(k) match, vesting and fees
What Florida East Coast Railway's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Sikich Cpa LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,836 defined-contribution plans in transportation and warehousing with 100 to 499 participants.
| Florida East Coast Railway: employer contribution per participant | $263 | |
| Peer median | $1,076 |
| Florida East Coast Railway: average balance | $48,999 | |
| Peer median | $31,804 |
| Florida East Coast Railway: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.46% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14M at the end of plan year 2021 to $12.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 538 | $12.5M | $67K | $263 | 0.14% | Not published | Form 5500 ↗ |
| 2023 | 519 | $12M | $63K | $266 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 532 | $11M | $63K | $261 | 0.14% | Not published | Form 5500 ↗ |
| 2021 | 521 | $14M | $38K | $167 | 0.07% | Not published | Form 5500 ↗ |
Other Florida East Coast Railway plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Florida East Coast Railway, LLC Salary Deferral Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Sikich Cpa LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Florida East Coast Railway match 401(k) contributions?
The match terms for the Florida East Coast Railway, LLC Hourly Deferral Plan have not been published from its filing yet. The plan year 2024 filing reports $67K in employer contributions, about $263 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Florida East Coast Railway 401(k) match vested?
The vesting schedule for the Florida East Coast Railway, LLC Hourly Deferral Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Florida East Coast Railway 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Florida East Coast Railway, LLC.
I left Florida East Coast Railway. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Florida East Coast Railway, LLC, (904) 538-6063) or the recordkeeper, Principal Life Insurance Company. The Florida East Coast Railway old 401(k) page lists the contacts from every plan filing. Find an old Florida East Coast Railway 401(k)
Data from the public Form 5500 annual reports Florida East Coast Railway filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Florida East Coast Railway. Not financial advice. Report a correction · Methodology