Full Scale Logistics 401(k) match, vesting and fees
What Full Scale Logistics' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Human Interest | Schedule C ↗ |
| Independent auditor | Pepper Auditors PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 14,788 defined-contribution plans in transportation and warehousing with fewer than 100 participants.
| Full Scale Logistics: employer contribution per participant | $1,158 | |
| Peer median | $1,356 |
| Full Scale Logistics: average balance | $13,677 | |
| Peer median | $26,216 |
| Full Scale Logistics: admin expenses ÷ assets | 0.65% | |
| Peer median | 0.60% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $122K at the end of plan year 2021 to $1.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 91 | $1.2M | $105K | $1,158 | 0.65% | Not published | Form 5500 ↗ |
| 2024 | 136 | $1M | $96K | $712 | 0.49% | Not published | 5500-SF ↗ |
| 2023 | 100 | $656K | $288K | $3,271 | 0.52% | Not published | 5500-SF ↗ |
| 2022 | 85 | $186K | $14K | $173 | 0.00% | Not published | 5500-SF ↗ |
| 2021 | 8 | $122K | $122K | $15,204 | — | Not published | 5500-SF ↗ |
Common questions
Does Full Scale Logistics match 401(k) contributions?
The match terms for the Full Scale Logistics 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $105K in employer contributions, about $1,158 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Full Scale Logistics 401(k) match vested?
The vesting schedule for the Full Scale Logistics 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Full Scale Logistics 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Human Interest. The plan administrator is Full Scale Logistics LLC.
I left Full Scale Logistics. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Full Scale Logistics LLC, (805) 279-6799) or the recordkeeper, Human Interest. The Full Scale Logistics old 401(k) page lists the contacts from every plan filing. Find an old Full Scale Logistics 401(k)
Data from the public Form 5500 annual reports Full Scale Logistics filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Full Scale Logistics. Not financial advice. Report a correction · Methodology