Future US 401(k) match, vesting and fees
What Future US' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Usi Consulting Group | Schedule C ↗ |
| Independent auditor | Citrin Cooperman & Company LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 266 defined-contribution plans in information with 500 to 999 participants.
| Future US: employer contribution per participant | $1,078 | |
| Peer median | $2,049 |
| Future US: average balance | $82,479 | |
| Peer median | $79,099 |
| Future US: admin expenses ÷ assets | 0.15% | |
| Peer median | 0.16% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $49.7M at the end of plan year 2021 to $65.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,029 | $65.7M | $858K | $1,078 | 0.15% | Not published | Form 5500 ↗ |
| 2023 | 770 | $54.9M | $837K | $1,088 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 799 | $42.8M | $793K | $1,148 | 0.14% | Not published | Form 5500 ↗ |
| 2021 | 823 | $49.7M | $618K | $1,003 | 0.16% | Not published | Form 5500 ↗ |
Common questions
Does Future US match 401(k) contributions?
The match terms for the Future US 401k Plan have not been published from its filing yet. The plan year 2024 filing reports $858K in employer contributions, about $1,078 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Future US 401(k) match vested?
The vesting schedule for the Future US 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Future US 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Usi Consulting Group. The plan administrator is Future US Inc.
I left Future US. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Future US Inc, (202) 737-5500) or the recordkeeper, Usi Consulting Group. The Future US old 401(k) page lists the contacts from every plan filing. Find an old Future US 401(k)
Data from the public Form 5500 annual reports Future US filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Future US. Not financial advice. Report a correction · Methodology