Grand Central Baking 401(k) match, vesting and fees
What Grand Central Baking's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Dougall Conradie LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,100 defined-contribution plans in accommodation and food services with 100 to 499 participants.
| Grand Central Baking: employer contribution per participant | $354 | |
| Peer median | $935 |
| Grand Central Baking: average balance | $20,164 | |
| Peer median | $24,052 |
| Grand Central Baking: admin expenses ÷ assets | 0.99% | |
| Peer median | 0.61% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.2M at the end of plan year 2021 to $7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 356 | $7M | $123K | $354 | 0.99% | Not published | Form 5500 ↗ |
| 2023 | 311 | $6M | $113K | $368 | 1.06% | Not published | Form 5500 ↗ |
| 2022 | 295 | $4.7M | $114K | $396 | 1.09% | Not published | Form 5500 ↗ |
| 2021 | 309 | $5.2M | $115K | $383 | 1.23% | Not published | Form 5500 ↗ |
Common questions
Does Grand Central Baking match 401(k) contributions?
The match terms for the Grand Central Baking Company Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $123K in employer contributions, about $354 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Grand Central Baking 401(k) match vested?
The vesting schedule for the Grand Central Baking Company Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Grand Central Baking 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is ADP, Inc.. The plan administrator is Grand Central Baking Company.
I left Grand Central Baking. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Grand Central Baking Company, (503) 808-9864) or the recordkeeper, ADP, Inc.. The Grand Central Baking old 401(k) page lists the contacts from every plan filing. Find an old Grand Central Baking 401(k)
Data from the public Form 5500 annual reports Grand Central Baking filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Grand Central Baking. Not financial advice. Report a correction · Methodology