H-E-B 401(k) match, vesting and fees
What H-E-B's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Conduent HR Services, LLC | Schedule C ↗ |
| Independent auditor | Ernst & Young (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 22 defined-contribution plans in retail trade with 50,000 or more participants.
| H-E-B: employer contribution per participant | $1,980 | |
| Peer median | $1,179 |
| H-E-B: average balance | $60,833 | |
| Peer median | $58,043 |
| H-E-B: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.09% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3.8B at the end of plan year 2023 to $4.3B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 122,477 | $4.3B | $141M | $1,980 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 114,181 | $3.8B | $129M | $1,865 | 0.16% | Not published | Form 5500 ↗ |
Other H-E-B plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
H-E-B Partner Stock Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Ernst & Young LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does H-E-B match 401(k) contributions?
The match terms for the H-E-B Savings & Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $141M in employer contributions, about $1,980 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the H-E-B 401(k) match vested?
The vesting schedule for the H-E-B Savings & Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the H-E-B 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Conduent HR Services, LLC. The plan administrator is H.E.Butt Grocery Company.
I left H-E-B. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (H.E.Butt Grocery Company, (210) 938-8000) or the recordkeeper, Conduent HR Services, LLC. The H-E-B old 401(k) page lists the contacts from every plan filing. Find an old H-E-B 401(k)
Data from the public Form 5500 annual reports H-E-B filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with H-E-B. Not financial advice. Report a correction · Methodology