Heritage Distribution Holdings Opco 401(k) match, vesting and fees
What Heritage Distribution Holdings Opco's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 79 defined-contribution plans in wholesale trade with 1,000 to 4,999 participants.
| Heritage Distribution Holdings Opco: employer contribution per participant | $2,647 | |
| Peer median | $2,178 |
| Heritage Distribution Holdings Opco: average balance | $89,313 | |
| Peer median | $89,313 |
| Heritage Distribution Holdings Opco: admin expenses ÷ assets | 0.30% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $69.4M at the end of plan year 2023 to $106M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,389 | $106M | $3.1M | $2,647 | 0.30% | Not published | Form 5500 ↗ |
| 2024 | 1,261 | $89.3M | $2.7M | $2,363 | 0.28% | Not published | Form 5500 ↗ |
| 2023 | 923 | $69.4M | $2.2M | $3,333 | 0.44% | Not published | Form 5500 ↗ |
Common questions
Does Heritage Distribution Holdings Opco match 401(k) contributions?
The match terms for the Heritage Distribution Holdings 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $3.1M in employer contributions, about $2,647 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Heritage Distribution Holdings Opco 401(k) match vested?
The vesting schedule for the Heritage Distribution Holdings 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Heritage Distribution Holdings Opco 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Mercer Investments, LLC.
I left Heritage Distribution Holdings Opco. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Mercer Investments, LLC, (617) 747-9500) or the recordkeeper, Empower Annuity Insurance Company O. The Heritage Distribution Holdings Opco old 401(k) page lists the contacts from every plan filing. Find an old Heritage Distribution Holdings Opco 401(k)
Data from the public Form 5500 annual reports Heritage Distribution Holdings Opco filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Heritage Distribution Holdings Opco. Not financial advice. Report a correction · Methodology