High Grade Beverage 401(k) match, vesting and fees
What High Grade Beverage's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Withum Smith and Brown (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,074 defined-contribution plans in wholesale trade with 100 to 499 participants.
| High Grade Beverage: employer contribution per participant | $2,360 | |
| Peer median | $1,988 |
| High Grade Beverage: average balance | $78,093 | |
| Peer median | $75,431 |
| High Grade Beverage: admin expenses ÷ assets | 0.09% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $21.5M at the end of plan year 2021 to $22.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 393 | $22.7M | $687K | $2,360 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 275 | $19.8M | $609K | $2,418 | 0.10% | Not published | Form 5500 ↗ |
| 2022 | 262 | $17.6M | $613K | $2,585 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 263 | $21.5M | $566K | $2,340 | 0.08% | Not published | Form 5500 ↗ |
Other High Grade Beverage plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
High Grade Beverage Union Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Withumsmith&Brown, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
High Grade Beverage Retirement Fund
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Withumsmith&Brown, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Mine Hill Union Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does High Grade Beverage match 401(k) contributions?
The match terms for the High Grade Beverage 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $687K in employer contributions, about $2,360 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the High Grade Beverage 401(k) match vested?
The vesting schedule for the High Grade Beverage 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the High Grade Beverage 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is High Grade Beverage.
I left High Grade Beverage. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (High Grade Beverage, (732) 821-7600) or the recordkeeper, Fidelity Investments Institutional. The High Grade Beverage old 401(k) page lists the contacts from every plan filing. Find an old High Grade Beverage 401(k)
Data from the public Form 5500 annual reports High Grade Beverage filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with High Grade Beverage. Not financial advice. Report a correction · Methodology