Independence Blue Cross 401(k) match, vesting and fees
What Independence Blue Cross' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Vanguard Fiduciary Trust Company | Schedule C ↗ |
| Independent auditor | Deloitte & Touche LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 118 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| Independence Blue Cross: employer contribution per participant | $6,767 | |
| Peer median | $3,354 |
| Independence Blue Cross: average balance | $166,519 | |
| Peer median | $126,365 |
| Independence Blue Cross: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.06% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $983M at the end of plan year 2021 to $919M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 6,073 | $919M | $37.3M | $6,767 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 6,022 | $958M | $19.8M | $3,370 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 5,872 | $809M | $18.5M | $3,235 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 5,550 | $983M | $17.1M | $3,161 | 0.08% | Not published | Form 5500 ↗ |
Other Independence Blue Cross plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pension Plan of Independence Blue Cross
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US, LLC | Schedule C ↗ |
| Independent auditor | Deloitte & Touche LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Independence Blue Cross match 401(k) contributions?
The match terms for the Independence Blue Cross Blue Chip Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $37.3M in employer contributions, about $6,767 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Independence Blue Cross 401(k) match vested?
The vesting schedule for the Independence Blue Cross Blue Chip Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Independence Blue Cross 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Vanguard Fiduciary Trust Company. The plan administrator is Independence Blue Cross, LLC.
I left Independence Blue Cross. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Independence Blue Cross, LLC, (215) 241-3230) or the recordkeeper, Vanguard Fiduciary Trust Company. The Independence Blue Cross old 401(k) page lists the contacts from every plan filing. Find an old Independence Blue Cross 401(k)
Data from the public Form 5500 annual reports Independence Blue Cross filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Independence Blue Cross. Not financial advice. Report a correction · Methodology