PBF Holding 401(k) match, vesting and fees
What PBF Holding's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Rosenberg Rich Baker Berman, P.A. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| PBF Holding: employer contribution per participant | $7,725 | |
| Peer median | $3,266 |
| PBF Holding: average balance | $259,099 | |
| Peer median | $137,177 |
| PBF Holding: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $729M at the end of plan year 2021 to $1.2B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 4,642 | $1.2B | $35.3M | $7,725 | 0.03% | Not published | Form 5500 ↗ |
| 2024 | 4,842 | $1B | $40.2M | $8,411 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 4,838 | $854M | $38M | $7,956 | 0.03% | Not published | Form 5500 ↗ |
| 2022 | 4,809 | $668M | $34.7M | $7,299 | 0.06% | Not published | Form 5500 ↗ |
| 2021 | 4,218 | $729M | $28M | $6,731 | 0.05% | Not published | Form 5500 ↗ |
Other PBF Holding plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pbf Energy Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Rosenberg Rich Baker Berman, P.A. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does PBF Holding match 401(k) contributions?
The match terms for the Pbf Energy Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $35.3M in employer contributions, about $7,725 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the PBF Holding 401(k) match vested?
The vesting schedule for the Pbf Energy Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the PBF Holding 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is The Vanguard Group, Inc.. The plan administrator is Pbf Holding Company LLC.
I left PBF Holding. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pbf Holding Company LLC, (973) 455-7575) or the recordkeeper, The Vanguard Group, Inc.. The PBF Holding old 401(k) page lists the contacts from every plan filing. Find an old PBF Holding 401(k)
Data from the public Form 5500 annual reports PBF Holding filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with PBF Holding. Not financial advice. Report a correction · Methodology