Rate Holdings 401(k) match, vesting and fees
What Rate Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T Rowe Price Rps Inc | Schedule C ↗ |
| Independent auditor | Richey, May & Co., LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 118 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| Rate Holdings: employer contribution per participant | $1,068 | |
| Peer median | $3,354 |
| Rate Holdings: average balance | $64,233 | |
| Peer median | $126,365 |
| Rate Holdings: admin expenses ÷ assets | 0.11% | |
| Peer median | 0.06% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $495M at the end of plan year 2023 to $526M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 8,795 | $526M | $8.7M | $1,068 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 10,071 | $495M | $11.2M | $1,199 | 0.26% | Not published | Form 5500 ↗ |
Common questions
Does Rate Holdings match 401(k) contributions?
The match terms for the Rate Holdings Corp. Multiple Employer 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $8.7M in employer contributions, about $1,068 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rate Holdings 401(k) match vested?
The vesting schedule for the Rate Holdings Corp. Multiple Employer 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rate Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is T Rowe Price Rps Inc. The plan administrator is Rate Holdings Corp..
I left Rate Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rate Holdings Corp., (773) 516-6312) or the recordkeeper, T Rowe Price Rps Inc. The Rate Holdings old 401(k) page lists the contacts from every plan filing. Find an old Rate Holdings 401(k)
Data from the public Form 5500 annual reports Rate Holdings filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rate Holdings. Not financial advice. Report a correction · Methodology