Indiana Harbor Belt Railroad 401(k) match, vesting and fees

Plan year 2024 filingIndiana Harbor Belt Railroad Company Agreement Employees' Savings Plan · Plan 003 · EIN 36-6001389Updated Oct 2026

What Indiana Harbor Belt Railroad's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $22K in employer contributions, about $38 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$50,221
Average account balance
584
Participants (end of year)
$28.5M
Plan assets (end of year)
0.19%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperThe Vanguard Group, Inc.Schedule C ↗
Independent auditorInsero & Co, LLP (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 246 defined-contribution plans in transportation and warehousing with 500 to 999 participants.

Indiana Harbor Belt Railroad: employer contribution per participant$38
Peer median$1,244
Indiana Harbor Belt Railroad: average balance$50,221
Peer median$40,518
Indiana Harbor Belt Railroad: admin expenses ÷ assets0.19%
Peer median0.37%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $21.9M at the end of plan year 2021 to $28.5M at the end of plan year 2024.

$21.9M2021$19.6M2022$24.3M2023$28.5M2024
End-of-year figures from each plan year's Form 5500 filing for the Indiana Harbor Belt Railroad plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024584$28.5M$22K$380.19%Not publishedForm 5500 ↗
2023592$24.3M$19K$330.23%Not publishedForm 5500 ↗
2022579$19.6M$16K$290.21%Not publishedForm 5500 ↗
2021575$21.9M$11K$190.28%Not publishedForm 5500 ↗

Other Indiana Harbor Belt Railroad plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Indiana Harbor Belt Railroad Company Savings Plan

Plan 002 · EIN 36-6001389 · plan year 2024 filing
$202,294
Average account balance
93
Participants (end of year)
$18M
Plan assets (end of year)
0.08%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

Supplemental Pension Plan of Indiana Harbor Belt Railroad Company

Plan 001 · EIN 36-6001389 · plan year 2024 filing
$65,481
Average account balance
235
Participants (end of year)
$15.4M
Plan assets (end of year)
1.18%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorInsero & Co Cpas, LLP (unmodified opinion)Schedule H ↗
Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does Indiana Harbor Belt Railroad match 401(k) contributions?

The match terms for the Indiana Harbor Belt Railroad Company Agreement Employees' Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $22K in employer contributions, about $38 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Indiana Harbor Belt Railroad 401(k) match vested?

The vesting schedule for the Indiana Harbor Belt Railroad Company Agreement Employees' Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Indiana Harbor Belt Railroad 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Indiana Harbor Belt Railroad Company.

I left Indiana Harbor Belt Railroad. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Indiana Harbor Belt Railroad Company, (856) 231-2078) or the recordkeeper, The Vanguard Group, Inc.. The Indiana Harbor Belt Railroad old 401(k) page lists the contacts from every plan filing. Find an old Indiana Harbor Belt Railroad 401(k)

Data from the public Form 5500 annual reports Indiana Harbor Belt Railroad filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Indiana Harbor Belt Railroad. Not financial advice. Report a correction · Methodology