Intercap Lending 401(k) match, vesting and fees
What Intercap Lending's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Trust Company, LLC | Schedule C ↗ |
| Independent auditor | Jones Simkins LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Intercap Lending: employer contribution per participant | $1,101 | |
| Peer median | $3,122 |
| Intercap Lending: average balance | $52,974 | |
| Peer median | $111,687 |
| Intercap Lending: admin expenses ÷ assets | 0.53% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14M at the end of plan year 2021 to $24.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 545 | $24.5M | $510K | $1,101 | 0.53% | Not published | Form 5500 ↗ |
| 2024 | 510 | $19.1M | $514K | $1,173 | 0.55% | Not published | Form 5500 ↗ |
| 2023 | 490 | $17.3M | $547K | $1,302 | 0.58% | Not published | Form 5500 ↗ |
| 2022 | 480 | $13.6M | $633K | $1,890 | 0.62% | Not published | Form 5500 ↗ |
| 2021 | 459 | $14M | $73K | $219 | <0.01% | Not published | Form 5500 ↗ |
Other Intercap Lending plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The Foresight Mep 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Rocky Mountain Employee Benefits | Schedule C ↗ |
| Independent auditor | Jones Simkins LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Intercap Lending match 401(k) contributions?
The match terms for the Intercap Lending 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $510K in employer contributions, about $1,101 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Intercap Lending 401(k) match vested?
The vesting schedule for the Intercap Lending 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Intercap Lending 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Trust Company, LLC. The plan administrator is Intercap Lending, Inc..
I left Intercap Lending. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Intercap Lending, Inc., (385) 800-8321) or the recordkeeper, John Hancock Trust Company, LLC. The Intercap Lending old 401(k) page lists the contacts from every plan filing. Find an old Intercap Lending 401(k)
Data from the public Form 5500 annual reports Intercap Lending filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Intercap Lending. Not financial advice. Report a correction · Methodology